BIO CONTACT INFO RECOMMENDATIONS POSTS

Kristina Barrientos

Family First Life NW

Hi! My name is Kristina Barrientos and I am going to be your local life insurance agent.  I am married with five beautiful children and live in Coeur d'Alene, Idaho. I am here to help you through every stage of life. I specialize in life insurance, mortgage protection, retirement income planning, and indexed universal life coverage. I use all of my knowledge, resources, and passion to make sure my clients and their families are protected based on their needs.

Contact Info
Kristina Barrientos Family First Life NW
Resident license: 665559
Licensed states:
Idaho Washington
Recommendations
2

  • Kristina is a great source of knowledge for everything life insurance and annuity related. She is very hard working and knows how to find the best solution for her clients. I highly recommend Kristina.

    Sean R

  • Kristina has been an amazing agent to work with. After requesting information online, Kristina followed up and scheduled an appointment. She was knowledgable and presented me with great options for life insurance. It was a quick meeting, got exactly what I needed, and am so happy that my kids and wife are covered. Thank you Kristina!

    Mario B
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ANNUITY
How To Balance Helping Your Parents Retire And Saving For Your Own Future
• 11 min read
If your parents are nearing retirement, you might find yourself beginning to wonder what their plan is for living off of their savings — or if they even have any savings to live off of.According to a 2020 AARP report, al...
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MED
Choosing A Medicare Broker
• 11 min read
From Medicare to Medicaid, Veterans’ Benefits, long-term insurance, and a wide range of other coverage options, there are many sources of support for your senior’s medical needs. But how do you navigate the complex world of medical insurance? Make no...
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IUL
Indexed Universal Life (IUL) Insurance: What It Is and Whether It's for You
• 11 min read
What is an IUL? An IUL is a type of permanent life insurance, meaning it can accumulate cash value and provide a death benefit. Like other types of whole life policies -- including universal life insurance and variable universal life insura...
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Social Media
LIFE
What To Do When When A Life Insurance Company Wants To Buy A Policy Back
• 11 min read
I recently received another communication from a life insurance company looking to purchase back from the policy owner a life insurance policy issued years earlier. Offers like this happen periodically, but this is the first time I’ve seen it fr...
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LIFE
Mortgage Protection Insurance: When Do You Need It?
• 11 min read
For many people, being a homeowner is the greatest achievement in life. But if you become disabled or suddenly pass away, your family could fall behind on mortgage payments, eventually leading to foreclosure.However, some safeguards ca...
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MED
Considerations If You’re Eyeing A Medigap Policy To Help Cover Medicare Costs
• 11 min read
For many Medicare beneficiaries, a supplement plan — aka, Medigap — is an appealing way to cover some out-of-pocket costs.These policies at least partially cover the cost-sharing aspects of Medicare — deductibles, copays and coinsurance. However, the...
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LIFE
Term vs. Whole Life Insurance
• 11 min read
Life insurance benefits your loved ones when the inevitable happens. While it can be tough to think about your own demise, choosing the right term or whole life insurance policy can protect your household and allow you to leave a legacy to those you...
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Newsletter
IUL
What Is Universal Life Insurance?
• 11 min read
Choosing the best life insurance policy for your needs depends on factors such as whether you want to invest a portion of your premium and who relies on your income. A type of permanent life insurance policy, universal life insurance offers more flex...
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Newsletter
LIFE
Life Insurance for Smokers — and Quitters
• 11 min read
If you’re a smoker, you probably already know the habit comes with health risks that can be costly. Cigarette smokers are 15 to 30 times more likely than nonsmokers to get lung cancer or die from it, according to the Centers for Disease Control...
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Newsletter
LIFE
What To Know About Life Insurance
• 11 min read
Millions of adults go to great lengths to protect their assets. Those measures run the gamut from simple everyday efforts like utilizing two-factor authentication when accessing financial accounts via online or mobile banking apps to more complicated...
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